1. INTRODUCTION

The content, advertising and financial information accessible through this website, including but not limited to all design, text, audio, images and financial analysis and research and other financial market data (the “Information”) is provided by WJ Investments, LLC, a Nevada limited liability company, doing business as USDR Investment Management, its affiliates, licensors and various third-party companies, and their respective officers, directors, members, managers, partners, employees, affiliates and agents (collectively “USDR”). Your review or use of the Information after accessing the website constitutes your acceptance of this Disclosure and User Agreement (the “Agreement”).

USDR is providing the Information for information purposes only. You should not use or construe such information as investment advice or as legal or tax advice to you, or as an offer to sell, solicitation of an offer to buy, or any endorsement, recommendation or sponsorship of any company, investment or security by USDR. You acknowledge that any requests for information are unsolicited and shall neither constitute nor be construed as investment advice by USDR to you or constitute the formation of an investment advisory relationship, or any other client relationship. USDR strongly recommends that you seek outside advice from a qualified securities professional. USDR does not guarantee the suitability or potential value of any particular investment or information source. USDR may invest or otherwise hold an interest in companies, investments or securities discussed on this website. You should not interpret any information as stating or implying that past or hypothetical results are an indication of future performance.

2. MODIFICATION AND MONITORING OF WEBSITE

USDR reserves the right, at our discretion, to change, modify, add or remove portions of these terms at any time without notice to you. We suggest that you check these terms periodically for changes. The terms can be accessed from the link at the bottom of our website pages. Any use by you of this website after we post changes to the terms will constitute your acceptance of the changed terms. USDR expressly reserves the right to monitor any and all use of this website.

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that USDR endorses the website(s). USDR has no responsibility for the content of the linked website(s). While USDR uses reasonable efforts to update the information available on this website, USDR makes no representations or warranties as to the accuracy, reliability or completeness of any information at this website. Any or all contents at this site are subject to change without notice.

3. LIMITS ON USE

The Information is the exclusive property of USDR and is protected by applicable copyright and trademark law and other proprietary rights. Unauthorized use of the Information is prohibited. You agree not to copy, reproduce, download, retransmit, disseminate, sell, rent, sublicense, distribute, publish, perform, broadcast, display, circulate or commercially exploit the Information in any manner, or alter, store for subsequent use, decompile, disassemble, reverse engineer, or otherwise use the Information in whole or in part without the express written consent of USDR. USDR reserves any rights not expressly granted herein. You may not link other websites to this website without USDR’ express written permission. You may download one temporary copy of the Information into one single computer’s memory solely for your own personal non-commercial use and not for distribution, provided that all relevant copyright, trademark and other proprietary notices are kept intact.

All materials at this website are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosures, or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

4. DISCLAIMERS OF WARRANTIES AND LIABILITY

Due to various factors, including the inherent possibility of human and mechanical error, the accuracy, completeness and timeliness of the Information and the results obtained from the use or correct sequencing of the Information is not guaranteed by USDR or any persons creating or transmitting the Information.

YOUR USE OF THE INFORMATION IS AT YOUR SOLE RISK. ALL INFORMATION IS PROVIDED “AS IS” WITHOUT WARRANTIES, EXPRESS OR IMPLIED, OR REPRESENTATIONS OF ANY KIND WHATSOEVER. IN PARTICULAR BUT WITHOUT LIMITATION, THERE SHALL BE NO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE, OR NON-INFRINGEMENT.

TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, USDR AND/OR OTHER PERSONS CREATING OR TRANSMITTING THE INFORMATION WILL IN NO EVENT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES THAT ARISE OUT OF YOUR USE OF OR ACCESS TO THE INFORMATION (INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOSS OF OPPORTUNITY, TRADING LOSSES AND DAMAGES THAT MAY RESULT FROM INACCURACY, INCOMPLETENESS, INCONVENIENCE, DELAY, OR LOSS OF THE USE OF THE INFORMATION), EVEN IF USDR OR OTHER PERSONS CREATING OR TRANSMITTING THE INFORMATION SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY LAW, USDR OR OTHER PERSONS CREATING OR TRANSMITTING THE INFORMATION SHALL HAVE NO RESPONSIBILITY OR LIABILITY TO YOU OR ANYONE ELSE UNDER ANY TORT, CONTRACT, NEGLIGENCE, STRICT LIABILITY, PRODUCTS LIABILITY OR OTHER THEORY WITH RESPECT TO ANY SUBJECT MATTER OF THIS AGREEMENT OR TERMS AND CONDITIONS RELATED THERETO.

USDR and any person creating or transmitting the Information shall not be liable for any infection by viruses of or damage to any computer that results from your use of, access to or downloading of the Information. If you are dissatisfied with the Information, products or services offered at this site or with the terms and conditions of this Agreement, your sole and exclusive remedy is to discontinue use of and access to this site and the Information.

5. TERMINATION AND CANCELLATION

USDR reserves the right to modify or terminate this site or any of these terms, and to terminate your access to this site, without notice at any time.

6. TRADEMARKS

All trade names, trademarks, service marks and other product and service names and logos displayed herein including, without limitation, “USDR,” “USDR Investment Management” and WJ Investments, and their derivatives and components, are the proprietary marks and names of their respective owners, are protected by applicable copyright and trademark laws and may not be used by you without express authorization. This website is not owned, sponsored, approved by or otherwise affiliated with any other entity named herein.

7. JURISDICTIONAL ISSUES AND APPLICABLE LAW

Unless otherwise specified, USDR controls and operates this site from its offices within the State of Nevada, United States of America.

USDR does not claim that materials in this site are appropriate or available for use in other locations. If you choose to access this site from other locations, you do so on your own initiative, and you are responsible for compliance with any applicable local laws.

The laws of the State of Nevada govern these terms. If you take legal action relating to these terms, you agree to file such action only in the State of Nevada in the County of Washoe, or the United States District Court in Nevada, you consent and submit to the exclusive, personal jurisdiction of those courts, and you waive any assertion of forum non conveniens, for the purposes of litigating any action relating to these terms, the Informatino or this website.

8. GENERAL

Should any provision of this Agreement or portion thereof be held illegal or unenforceable by an appropriate jurisdiction, such provision shall be limited or severed and the remainder of the Agreement shall continue in full force and effect. You may not assign or transfer the rights or the obligations arising under this Agreement. Any such attempted assignment or transfer shall be void and without effect.

The failure of either party to enforce its rights under this Agreement at any time for any period shall not be construed as a waiver of such rights.

9. NO OFFERING

None of the Information is intended as or constitutes an offer to sell any securities to any person or a solicitation of any person of any offer to purchase any securities. Such an offer or solicitation can only be made by the Confidential Private Placement Memorandum or other disclosure documents for the USDR funds, which USDR will provide only to qualified offerees. This website omits most of the information material to a decision whether to invest in a fund, including, but not limited to, risk factors. No person should rely on any information in this website, but should rely exclusively on the Confidential Private Placement Memorandum and the definitive documents for such fund in considering whether to invest in one of the funds.

Access to information about any fund is limited to investors who, among other requirements, either qualify as accredited investors within the meaning of the Securities Act of 1933, as amended, or those investors who generally are sophisticated in financial matters, such that they are capable of evaluating the merits and risks of prospective investments.

10. STRATEGY

The strategies summarized on this website represent USDR’ current intentions. Nevertheless, depending on conditions and trends in securities markets and the economy generally, USDR may pursue any objectives, employ any techniques or purchase any type of security that it considers appropriate and in its clients’ best interests.